Product
Everything you need. Nothing you don’t.
Recavo combines card issuing, receipts, controls and accounting export into one place — built for UK SMBs who want their books to actually reconcile.
Cards
Virtual and physical Visa commercial cards issued with per-card limits, MCC blocks and freeze. One card per active team member included.
Receipts
Push notifications at point of sale. AI vision reads the merchant, total, VAT and date with a confidence score, then auto-matches the transaction. Capture via app, email and WhatsApp.
Spend Assistant
Ask plain-English questions like “Where did we overspend last month?” and get answers grounded on your real transactions — never invented figures.
Controls
Budget by team, person or merchant category. Approve or block transactions before they post.
Disputes
Raise and track card disputes in-app — we submit them to the network on your behalf and keep you posted.
Integrations
Push coded spend to Xero, QuickBooks and FreeAgent on Growth and above. CSV export with full GL mapping.
Reporting
Spend by team, category and merchant. Exportable, sliceable, ready for the board pack.